15 Secrets to Getting a Fair Settlement for Your Injuries 15 Secrets to Getting a Fair Settlement for Your Injuries 15 Secrets to Getting a Fair Settlement for Your Injuries 1
SECRET #1: Full investigation.
Ensure that you gather testimony statements from witnesses, cops reports, health reports and everything else related to the incident. You probably need to employ personal detectives and experts to recreate the incident. They may collect additional physical evidence, such as auto-mobile pieces. The other party’s insurance company will collect all kinds of information that can be used against you. You will be at a serious disadvantage if you do not conduct a thorough investigation to help burn the claim.
SECRET #2: Get pictures of all the important elements in your case:
Your car and the car that hit you. The location of the accident. Your injuries. And so on. The pictures are living proof of what you experienced. Jurors find pictures to be powerful evidence of your injuries. So make sure you or your attorney gets plenty of pictures.
SECRET #3: Don’t disclose your medical records to the other party’s insurance company.
Many accident victims make the mistake of signing a waiver for the other party’s insurance company. Your insurance company is entitled to your medical information.
SECRET #4: Get the insurance company to create a high reserve account.
After an accident, the insurance company sets up a reserve account to cover all costs they expect to pay for the claim. The amount of money placed in the reserve is based on facts that the insurance company has shortly after the accident. If the damage reserve is greater than your damage, you should not have major problems with collecting the damage. But if the reserve is too small, you must increase the reserve. Instead of increasing the reserve, the insurance company will first put pressure on the regulator to settle your claim. And, of course, it will put more pressure on you.
SECRET #5: Inform the regulator of the severity of the injury.
If the regulator sets up a small reserve account, he will be surprised if you ask for much higher damage in the coming weeks or months. If your injuries have worsened – or if other problems have occurred – make sure that the tuner keeps you informed so that you can increase your reserve account as the case progresses. Then, when the time comes to settle your claim, the regulator will have the amount of money he needs to pay for his injuries. If his account is too small and he has to increase it, he will look bad for his superior. This will only work against you. Inform the regulator as the case progresses.
SECRET #6: Don’t let the insurance regulator press you to settle the case.
Regulators use all sorts of methods to get you settled for less than the fair value of the case: The insurance regulator may try to get you to admit that a case was your fault, or at the very least in part your guilt. The regulator may try to get you to make a registered statement or sign a statement, any of which can be used against you at a later trial. Moreover, don’t be surprised if the insurance regulator is polite. His kindness can be a tactic to make you satisfied with less than your case is worth – and get settled soon, often before hiring an attorney. The longer the file stays open, the more heat the insurance company puts on the regulator to settle your claim. Do not give in to pressure or the regulator’s kindness. Instead, hold on for every penny they deserve. If the insurance company does not offer a reasonable amount of money to settle the case, your lawyer can sue you and tell you whether the insurance company’s offer is justified or unreasonable.
SECRET #7: Keep a log day after day of your injuries.
If your case goes to court, you must be able to tell the jury how many days, weeks or months you have been in pain, how long you have had headaches, how long you have experienced muscle spasms – and so on. If you do not keep a daily diary, your answers can be unclear and inaccurate. Don’t risk damaging your credibility. Keep a detailed log so you can back up your compensation claims.
SECRET #8: Know all your damages.
These include (1) medical costs, (2) pain and suffering from injury, (3) loss of income for time off work, (4) loss of syndicate, (5) loss of business, (6) cost of car rental, (7) cost of car repair, (8) cost of hiring a housewife, (9) cost of hiring a nurse at home, (10) cost of psychological counselling due to stress or other aspect of the accident, (II) cost of hiring a taxi to and from the doctor’s surgery – and any other money paid or lost as a result of the injury.
SECRET #9: Keep all receipts and receipts relating to the accident.
If you do not keep the bills and receipts, you may not be able to prove the compensation. Remember to write down everything: doctor’s bills, hospital bills, pharmacy bills, and all other bills you have incurred due to the accident.
SECRET #10: Know all your injuries.
Many victims believe that if it does not hurt, they are not injured. However, injuries from accidents may not develop for days – even weeks. In addition, accidents can make an injured victim suffer from post-traumatic stress disorder (PTSD). This means that the victim becomes less able to cope with the stress of their life. Depending on how well you deal with the stress, you may want to be assessed for this problem in addition to your physical injuries.
SECRET #11: Know your sources.
In many cases, an injured victim can legally take out two or three different insurance policies at the same time. However, many accident victims do not know where to look for different insurance. If you are interested, call me and I will tell you how to determine if you can collect from more than one policy.
SECRET #12: Stay in the care of a doctor until the doctor dismisses you.
Many people stop going to the doctor when they feel better before the doctor releases them from treatment. Make sure you keep going to the doctor until the doctor releases you! He knows the complications that can result from an injury. And the cost of going to the doctor will ultimately be paid by the other party’s insurance company if your case is resolved. If you can’t afford the ongoing cost of treatment, please call me to discuss your options.
SECRET #13: File a suit right away.
Once your doctor has relieved you of your treatment, quickly prepare your case and file a lawsuit. Insurance companies are in no hurry to resolve cases (1) unless they can resolve a lawsuit for much less than it’s worth,.or (2) unless they feel pressure from an upcoming court date. Insurance companies usually think seriously about settling down if they see that they will have to start paying lawyers to defend your case. So file a lawsuit right away and put pressure on the insurance company.